Advise, don't pitch
We never sell the policy — we advise on it. When a quote fits, we walk you to a licensed carrier that will bind it, at no markup to you.
We're an advisory and consulting firm — not an insurance company. Our job is to make sure the people we serve understand what they're buying, and aren't paying for what they don't need.
Best Insurance Consultancy started in 2011 in a small office on Coastal Highway in Lewes. Our founders had spent years watching the same thing happen in the same neighborhoods: families paying for coverage they didn't need, businesses running on policies written for a different size of operation, and first-time buyers signing paperwork they never fully understood.
So we started doing what a good friend would do — sit down, ask questions, and compare the actual quotes on paper. It became a practice. Fifteen years later, we've reviewed more than 2,400 policies for families and small businesses along the Delaware coast and the Wilmington corridor.
The method hasn't changed: understand first, compare on paper, and only then recommend. And because we're advisors rather than agents of any single carrier, a recommendation that doesn't fit is an honest "stay put" — not a lost sale.
We never sell the policy — we advise on it. When a quote fits, we walk you to a licensed carrier that will bind it, at no markup to you.
Every recommendation comes with a written summary: what you have, what's missing, and what it costs. You're free to take it to anyone.
We know what a wind season does to a Rehoboth rental and what a growing staff does to your workers' comp. National models don't. We do.
Full-picture reviews: health, life, auto and home, tuned to a family budget.
Mortgage-lender minimums and what you should actually carry on a coastal property.
Medicare timing, supplemental plans and long-term care, explained calmly.
Liability, workers' comp and property coverage that grows with your staff and revenue.
A small team by design — you always speak to someone who knows your file, not a call center.
Founding Principal
Twenty years in property & casualty. Leads full-picture reviews and commercial accounts.
Senior Health & Life Advisor
Family, Medicare and long-term care planning. The person you call about a confusing claim letter.
Business Coverage Advisor
Small business and property coverage, from first hire to full fleet. Seasonal and rental specialists.
Advisor credentials, licenses and carrier affiliations are available on request.
Free, no obligation, and you'll get the summary in writing either way.